Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Opt Out From Overdraft Fees Buy a Home With a Cash or Mortgage: Which is Better? Photo of Simon Zhen Simon Zhen Buy a Home With a Cash or Mortgage: Which is Better? Not many of us are fortunate enough to have sufficient cash to even consider... How to Finance Renovations: Home Equity Loan vs. HELOC Photo of Simon Zhen Simon Zhen How to Finance Renovations: Home Equity Loan vs. HELOC Whether your house has fallen into disrepair and is badly in need of... How to Comfortably Retire On A Million Dollars: Is it Possible? Let's explore the question of how $1 million might last you through the rest of your retirement years. Employment Tips: Getting Your First Post-College Job The Truth in Lending Act and How It Can Help a HELOC Borrower Photo of Simon Zhen Simon Zhen The Truth in Lending Act and How It Can Help a HELOC Borrower Many homeowners borrow money against their home equity without knowing all the facts... What is the Process of Getting a HELOC Loan Photo of Simon Zhen Simon Zhen What is the Process of Getting a HELOC Loan For many homeowners who are already able to take out a second mortgage, the Home... How to Use a Home Equity Loan to Pay Off Credit Card Debt 5 Reasons to Choose HELOC Loan Over Other Types of Credit Learn why HELOC is the best method to draw instant cash from your home equity if you need a bit of liquidity. Understanding the HELOC Loan Options Photo of Simon Zhen Simon Zhen Understanding the HELOC Loan Options Even if you sometimes find it difficult to remember the meaning of some of the...