MyBankTracker Blog

Is It a Good Idea to Use Your IRA to Pay Off Credit Card Debt? Find out if you should withdraw funds from your individual retirement account (IRA) to help pay off high-interest credit card debt. Learn about the taxes and penalties that you'll have to pay if you take money out of an IRA before retirement age -- rules vary depending on whether you have a traditional or Roth IRA. Nicole Dieker Thomas (TJ) Porter Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Personal loans are flexible financial tools that have become more popular in... Krista Baum 8 Ways Around the Wells Fargo No-Cash Deposits Rule Wells Fargo customers may run into a new rule that they might consider to be... No Retirement Savings at Age 30? How to Get Started Learn the steps that you should take now if you‘re 30 years of age and have no retirement savings at all. Find out what types of financial accounts you should get to establish an investment portfolio that will grow until you reach retirement age and after. Ben Luthi Huntington Bank Asterisk Free Checking Account 2025 Review Learn about the features of the Huntington Bank Asterisk-Free Checking Account to see if it is the right checking account for you. Find out about its friendly overdraft-fee policies, rate discounts, and ATM access. Compare this account to free checking accounts offered by online banks. Thomas (TJ) Porter Thomas (TJ) Porter What to Do if a Restaurant Overcharged Your Credit Card? When dining out, it's convenient to pull out your rewards credit card to pay for... Rebecca Lake How to Pay Off $100,000 in Student Loans Got an overwhelming student loan debt balance? You're not alone. So-called... The Best Savings Accounts for College Students in 2024 We analyzed the savings accounts offered by the largest U.S. banks to identify the best options for college students who are looking to start saving their money. Learn what younger adults should look for in a savings account. Compare the options available based on fees, ATM access, online banking, mobile banking, and more. Paul Sisolak Investors Bank YourStyle Checking Account 2025 Review Find out all the detail of the Investors Bank YourStyle Checking Account, the regional bank's basic checking offering for residents of New York and New Jersey. Learn about the different features offered by the account and the fees charged. Compare this account to the checking accounts offered by online banks to see the best choice for you. Thomas (TJ) Porter Valerie Ashton What Are Market-Linked CDs? A certificate of deposit (CD) can be one of the best low-risk savings vehicles... Thomas (TJ) Porter Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? More than 57 million Americans have some type of gym membership. Gyms are a... Personal Loan vs. Small Business Loan: Which Is Better? Compare the benefits and drawbacks of using a personal loan or a small business loan. Learn their differences before choosing one for your business. Valencia Patrice Higuera 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to deposit cash into another customer's Bank of America account. Krista Baum Thomas (TJ) Porter Valley National My Choice Checking Account 2025 Review Learn all the details of the Valley National My Choice Checking Account, a basic checking option offered to young adults by this regional bank serving the Northeast. Find out what fees could be charged to accountholders and how you can avoid them. Compare the features to other checking accounts offered by competitors. Aja McClanahan How to Manage Estimated Quarterly Taxes as a Freelancer If you're a freelancer, chances are you receive your income straight up — that is... Is It Better to Have Savings, Checking, and Loans at the Same Bank? Find out whether it is a good idea to keep all your finances - checking account, savings accounts, credit cards, and loans - at a single bank or financial institution. Compare the benefits and drawbacks of consolidating your finances in one place to see if it better matches the way you manage your money. John Csiszar M&T Bank EZChoice Checking Account 2025 Review Learn about all the details of the M&T Bank EZChoice Checking Account, the bank's basic checking offering. Find out what the fees are and the different features - ATM access and mobile apps - are available to customers. Compare it to checking accounts offered by other financial institutions, especially online banks. Thomas (TJ) Porter Thomas (TJ) Porter What is a Good Loan-to-Value (LTV) Ratio? If you’re making a large purchase, you’ve probably heard of a number of different... Krista Baum Wealthfront Investment Adviser 2025 Review Having an investment portfolio isn't just for the uberwealthy or retirees. If you... Should You Split Contributions Between Traditional and Roth 401(k)s? Find out if you should consider making contributions that are split between a traditional 401(k) and a Roth 401(k). Valencia Patrice Higuera What Is a Good ChexSystems (Qualifile) Score? Find out about the consumer score that determines your risk when it comes to deposit accounts (such as checking and savings), not your credit. Learn all about the ChexSystem score (also known as the Qualifile score) to see what is considered a good score -- the one that means you'll get approved for a new bank account. Rebecca Lake Thomas (TJ) Porter PNC Bank Standard Checking Account 2025 Review Learn everything you need to know about the PNC Bank Standard Checking account, the bank's basic checking option. Find out which features make it stand out for everyday consumers. Compare this checking account to the options offered by online banks, which tend to provide lower fees and higher interest rates. Nicole Dieker Are You Responsible for Your Spouse's Debt? Getting married often means combining assets. You bring the solid oak dining... How to Open a Business Checking Account Learn what information and documents banks require when you want to apply for a new business checking account to separate personal and business finances. Paul Sisolak Betterment Robo-Advisor 2025 Review Our review of Betterment looks at the robo-advisor's fees, account options, portfolio options, and any additional investing resources. Rebecca Lake Thomas (TJ) Porter 5 Signs You Need to Open a Business Checking Account If you run a small business, you might be tempted to use your personal checking... Ben Luthi Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Whether you’re a first-time investor or a pro, diversifying your investment... How to Convert a Traditional IRA to a Roth IRA Use this step-by-step process to convert a traditional IRA to an Roth IRA. Find out when it makes sense for you to switch the type of individual retirement account. Learn how this change will affect your tax situation, including what you should be aware of to avoid any kinds of penalties. Thomas (TJ) Porter Should Freelancers Get a Business Credit Card? Find out whether it is a smart financial move for freelancers to apply for a business credit cards. Learn when it makes sense for the self-employed to use a small business credit card. See if it is worth earning the rewards on business expenses or whether the interest rates and fees are make it impractical. Valerie Ashton