Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Building an ETF-Only Investment Portfolio: Pros and Cons Learn the pros and cons of creating an investment portfolio made up only of exchange-traded funds (ETFs), which have become alternatives to mutual funds. 7 Ways to Increase the Size of Your Social Security Benefits Payout Photo of Lance Cothern Lance Cothern 7 Ways to Increase the Size of Your Social Security Benefits Payout For many, Social Security is their only source of income in retirement. That's why... How to Invest in Copper Bullion, Stock, ETFs & Mutual Funds Photo of Lance Cothern Lance Cothern How to Invest in Copper Bullion, Stock, ETFs & Mutual Funds Chances are you’ve seen commercials on TV trying to get you to buy precious metals... How to Start Investing With Little Money: 6 Options You Can Consider Learn how you can begin building an investment portfolio even if you don't have much money to start with -- there are several options to start investing small. Taxable Brokerage Accounts: Pros & Cons to Consider Learn how taxable brokerage accounts fit into your investing goals. See the pros & cons of these accounts and compare them to retirement accounts. Stocks vs. ETFs: What Are The Differences? Photo of Lance Cothern Lance Cothern Stocks vs. ETFs: What Are The Differences? Whether you’ve been investing for a while or you’re just starting to invest, you... Custodial IRA: How to Open a Retirement Account for Kids Photo of Lance Cothern Lance Cothern Custodial IRA: How to Open a Retirement Account for Kids Brokerages and financial institutions generally require you to be an adult to open... The Best Personal Loans in Nevada for 2024 Find out which local Nevada lenders and banks offer the best personal loans with the lowest interest rates and fees alongside flexible borrowing terms. The Best Personal Loans in New Hampshire for 2024 See the best personal loans available from local lenders and banks in New Hampshire based on interest rates, fees, and borrowing terms. The Best Personal Loans in Nebraska for 2024 Photo of Lance Cothern Lance Cothern The Best Personal Loans in Nebraska for 2024 If you need to borrow money but don’t have collateral to put up to get a secured...