Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

The Best Savings Accounts for Your New Year’s Money Resolutions Find out which savings accounts are the best if you‘re trying to achieve a financial resolution in the new year. Learn about what features to compare. How the Federal Rate Increase Affects Savings Accounts & Loans Photo of Simon Zhen Simon Zhen How the Federal Rate Increase Affects Savings Accounts & Loans The Federal Reserve announced it decided to keep the target range for the federal... Putting Your Money in a Callable CD: How Wise Is It? Photo of Simon Zhen Simon Zhen Putting Your Money in a Callable CD: How Wise Is It? Despite CD rates staying at all-time lows these past few years, bank clients are... How to Bank Without a Branch Using ATM, Online, Mobile Banking Learn how you can still perform the necessary everyday banking activities without having to step into a traditional bank branch. Guide to Maximizing Returns on Series I Savings Bonds Find out how you can get the highest returns possible on Series I savings bonds by learning how to estimate your earnings rate and time your purchase. What Happens When You Deposit a Post-Dated Check Early? Photo of Simon Zhen Simon Zhen What Happens When You Deposit a Post-Dated Check Early? Occasionally, I like to skim through Reddit’s personal finance section for any... How to Cash a Check at Walmart Photo of Simon Zhen Simon Zhen How to Cash a Check at Walmart Walmart isn't only an American hub for retail shopping -- it's also a popular... How is Credit Card APR Interest Calculated Understanding how to calculate credit card interest is important to becoming a more educated consumer and using your credit more effectively. APY vs. APR: What's the Difference? While the face-value difference between APY and APR simply may be the last letter of the acronyms, the difference on your finances can be major. How SunTrust and BB&T Merger Could Affect Customers Photo of Simon Zhen Simon Zhen How SunTrust and BB&T Merger Could Affect Customers SunTrust Bank and BB&T have decided to merge into one of the biggest banks in...