MyBankTracker Blog

401(k) vs. 403(b) vs. 457 Plans: Compare Employer-Sponsored Retirement Plans Learn the differences between 401(k), 403(b), and 457 plans -- along with their pros and cons -- to help you compare these employer-sponsored retirement plans. Kevin Mercadante Geoff Williams Supplemental Life Insurance: Do You Need It? If you have a life insurance policy but you’ve debated whether you should get... Dan Miller Credit Cards 101: How to Use Them Responsibly The responsible use of credit cards can be a huge contributor to a successful... Stash Invest 2025 Review Our review of Stash Invest looks at the investment options, fees, and other tools to help new investors begin owning shares of their favorite brands. Rebecca Lake Return of Premium Rider For Term Life Insurance When It Expires And You Don’t Die Learn what happens when you have term life insurance and you don't die, including the pros and cons to consider for the return of premium rider. Lance Cothern Kevin Mercadante Boat Insurance: What Coverage is Needed to Insure Your Boat Boat insurance may be one of the least well-understood types of insurance, even... Valencia Patrice Higuera ThriveCash Personal Loans 2025 Review Starting a new job during or after college can be the financial boost you... Fractional Shares: Compare the Pros & Cons Learn how fractional shares work, including pros and cons of buying partial shares. Find out which brokerages allow investors to buy fractional shares. Thomas (TJ) Porter Can Someone Get Life Insurance If They Are Dying or Terminally Ill? Find out if someone dying or terminally ill can still buy life insurance to help the finances of loved ones. Different types of policies may be available. Lance Cothern Thomas (TJ) Porter The Best Personal Loans in Minnesota for 2024 Minnesota is home to plenty of great options for borrowers who are seeking... Geoff Williams How to Invest in Startups Before They Become Big If you’ve often wished you had invested in Apple, Microsoft, Google, Amazon and... Klarna Credit 2025 Review Our review of Klarna credit looks at the retail financing program and its fees, repayment terms, borrowing amounts, and credit requirements for shoppers. Valencia Patrice Higuera How to Become an Accredited Investor Based on Income or Net Worth Learn how to become an accredited investor based on your annual income or total net worth, which will then allow you to access certain types of investments. Thomas (TJ) Porter Thomas (TJ) Porter First Tech Federal CU Personal Loans 2025 Review Personal loans are a good way to borrow small to medium amounts of money when you’re... Lance Cothern Fiduciary Advisors: Required to Act in Your Best Financial Interest Choosing the right financial advisor is extremely important. This advisor is a... Empower 2025 Review: Free Tools and Paid Wealth Management Our review of Empower looks at the wealth management services available, in addition to the free money management tools offered. Lance Cothern What Are Accelerated Death Benefits and How Do They Work? Learn what are accelerated death benefits and how they work when it comes to accessing life insurance before dying. Lance Cothern Valencia Patrice Higuera Acima Credit 2025 Review Acima is a financing solution if you’re looking to buy appliances, mattresses, car... Rebecca Lake Interactive Brokers Brokerage 2025 Review While there are plenty of online brokerages out there, some may fit your needs... RV Insurance: What You Need to Know About Insuring an RV Find out what you need to look for when applying for RV insurance and how much coverage will cost. Kevin Mercadante 9 Common Homeowners Insurance Riders to Consider Learn about the most common and important homeowners insurance riders to provide added coverage for things that are not typically found with a standard policy. Valencia Patrice Higuera Kevin Mercadante Life Insurance Health Ratings: How They Affect Your Policy Premiums If you’re currently researching life insurance policies or wish to do so in the... Simon Zhen Survey: U.S. Household Paid More Than $1.1 Billion in Checking Account Maintenance Fees in 2019 When a checking account often acts as the financial hub of personal finances,... PSECU 2025 Review: Digital-First Approach With Great Products Our review of PSECU looks at the credit unions account offerings, fee policy, convenience, and digital banking tools available to members. Simon Zhen Why the Bid and Ask Price Matter When Trading Stocks & ETFs Find out why the bid price and ask price of a stock or ETF matters to an investors who is worried about being able to buy or sell shares easily. Thomas (TJ) Porter Valencia Patrice Higuera Dental Loans: How to Use Personal Loans to Finance Dental Work Whether it’s braces, dental implants, porcelain veneers, or another procedure,... Kathryn Tretina How to Short a Stock (or the Entire Stock Market) You know you can make money from stocks, mutual funds, and exchange-traded funds... Cash-Equivalent Accounts: The Safest Types of Investments Learn about the cash-equivalent accounts that act as the safe, low-risk investments that provide consistent returns or generate stable income. Kevin Mercadante Where to Find Personal Loans for First Responders Find out where first responders can turn to for personal loans that may have special discounts, lower interest rates, and better repayment terms. Valencia Patrice Higuera