MyBankTracker Blog

Do You Have to Keep a Minimum Balance at a Credit Union? Find out whether or not you need to maintain a minimum balance at a credit union because it related to how they work differently from banks. Learn why it matters in order to keep a credit union membership and what happens when you are still a member but have an account become inactive or dormant. Thomas (TJ) Porter Thomas (TJ) Porter When Do Credit Cards Go to Collection Agencies? It’s a major fear for many people: having one of their debts get sent to a... Simon Zhen How to Get Additional Free and Discounted Credit Reports Your credit report will likely be one of the most important financial records in... 6 Personal Loan Fees That You Need To Know Learn about all the different fees that can apply to personal loans, including application fees, origination fees, prepayment penalties, late payment fees, returned check fees, and payment protection insurance. Find out what they normally cost and how you can avoid them. Thomas (TJ) Porter Best Egg Personal Loans 2025 Review Learn all about personal loans from Best Egg and compare its interest rates, fees, borrowing limits, and restrictions to options from banks and other online lenders. Find out how to increase your chances of approval based on your credit score and income. Thomas (TJ) Porter Paul Sisolak How to Use Personal Loans to Refinance Student Loans The average recent college graduate has more than $37,000 in student loans, which,... Thomas (TJ) Porter Earnest Personal Loans 2025 Review Learn about all about personal loans by Earnest, an online lender. Compare its interest rates, fees, borrowing limits, and application requirements to other personal loans offered by other banks and lenders. Find out how to increase your chances of approval depending on your credit score and income. RocketLoans Personal Loans 2025 Review Learn all the details about personal loans from RocketLoans, a part of Quicken Loans. Compare the APRs, borrowing limits, fees, and terms to personal loans offer by other banks and online lenders. Find out what credit score and income you need to get approved for a personal loan. Rebecca Lake How to Join a Credit Union With Bad Credit Learn how your bad credit affects your chances of joining a credit union. Find out the typical rules for becoming a member and the benefits that credit unions provide for people who don‘t have good credit. You may find that your ChexSystems report and banking history is more important. Simon Zhen Simon Zhen Where to Find Small Personal Loans The typical personal loan will have a minimum borrowing amount -- meaning that’s... Thomas (TJ) Porter PNC Bank Personal Loans 2025 Review Learn all about personal loans from PNC Bank to see if they're right for you. Compare the interest rates, borrowing limits, terms, fees, and features to the top personal loans offered by other banks and online lenders. Improve your chances of getting approved for a personal loan from PNC. Credit Card Closed? 6 Things You Need to Do Now Learn what to do after finding out that your credit card account is being closed involuntarily--so you can protect yourself financially. Thomas (TJ) Porter How a Personal Loan Can Help Rebuild Credit Learn how personal loans can build good credit or fix bad credit. Compare the best personal loans to you with this important financial goal. Thomas (TJ) Porter Rebecca Lake OneMain Financial Personal Loan 2025 Review OneMain Financial iPhone App When you need to tackle a big (or small) financial... Paul Sisolak Are Personal Loans Taxable or Tax-Deductible? When it comes to borrowing money, it's always a good idea to understand the tax... American Express Personal Loan 2025 Review Learn about all the details of personal loans from American Express. Unlike other personal lenders, it requires special pre-approval terms before anyone can qualify for it. Compare its interest rates, fees, and borrowing limits to the personal loans from the top online lenders. Thomas (TJ) Porter The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More Learn about all the changes to tax code that applies to 2018 following the new tax reform bill passed by Congress at the end of 2017. Find out what affects you when it comes to income tax brackets, deductions, credits, penalties and more so that you‘re prepared to save money on this year‘s taxes. Thomas (TJ) Porter Rebecca Lake Legacy Credit Union Savings Account 2025 Review Learn about the details of the share savings account that is offered by Legacy Credit Union, based in Central Alabama. Compare its fees and interest rates with the those of the top savings accounts from online banks to see which one is better for your savings goals. Paul Sisolak Which Credit Reports Do Lenders Use for Credit Card Applications? When you're applying for a new credit card in the United States, the credit report... Which Credit Cards Are Most Accepted Worldwide? Find out which credit cards are the most accepted worldwide so that you won't have trouble paying for a purchase when you travel internationally. Thomas (TJ) Porter Capital One Savor Rewards Credit Card 2025 Review Learn all the details about the Capital One Savor® Rewards Credit Card, which was designed for people who spend frequently on dining and gas purchases. Rebecca Lake Thomas (TJ) Porter How to Set Up Direct Deposit Without a Voided Check Example of a voided check Direct deposit is a useful payroll feature that lets you... Thomas (TJ) Porter How to Open a Savings Account with Bad Credit Your credit score is an integral part of your financial life. It is a record of... Which Credit Report Does Chase Pull? Find out which of the major U.S. credit bureaus, Equifax, Experian or TransUnion, is used most often by Chase when approving a credit card or loan application. Simon Zhen Do Savings Accounts Have Routing Numbers? Find out whether your savings accounts have routing numbers, which are important for identifying your account when it comes to transactions and transfers. Combined with your account number, it helps other financial institutions to identify your account so that the money is moving correctly. Thomas (TJ) Porter Rebecca Lake PenFed Credit Union Savings Account 2025 Review Find out whether the PenFed Credit Union Savings Account is worth your money after our experts break down the details of the account. Compare the account's fees and ATM access to the best savings accounts from the top online banks. Learn about the membership eligibility requirements for joining. Thomas (TJ) Porter Can You Get a Debit Card on a Savings Account? It’s very common to wonder whether you can get a debit card for your savings... Can Multiple Accounts Be Linked to a Single Debit Card? Find out whether you can link multiple bank accounts, such as checking accounts and savings accounts to a single debit card. Learn what you can do when different accounts, and even loans, are connected to a debit card, including making purchases and submitting loan payments. Paul Sisolak Prosper Personal Loans 2025 Review Learn about the interest rates, fees, and features on personal loans from Prosper, a popular P2P lender, and compare them to other online lenders. Thomas (TJ) Porter