Latest News Dan Rafter The Illegal Ways Debt Collectors Use to Extort Money Sending a housewife 16 threatening text messages a day? Threatening to garnish the... Cut These 10 Mindless Daily Expenses to Save $1,000s Here are some of the mindless expenses that you could cut out to save a large chunk of change over the course of a year. Kale Havervold Why You’re Losing Money to These Shrewd Supermarket Traps Brooke Kaelin Simon Zhen How Far Would You Go to Get Rid of Your Student Debt? [Infographic] The dire situation of student loan debt is no mystery to the millions of Americans who... Simon Zhen 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds Learning how to manage your finances seems complicated, but it's really quite simple.... You Won't Survive In the 10 Most Expensive U.S. Cities, Even With These Great Jobs Surprisingly, none of these great jobs will allow you to live comfortably in any of the top 10 most expensive cities in the U.S. Simon Zhen Guide to Home Equity Loans Learn how home equity loans work as a borrowing option for purposes such as home improvement projects, renovations, debt refinancing, or buying a second home. Simon Zhen Simon Zhen 3 Essential Bank Accounts for the Recent College Grad Congratulations young graduate! You must be very excited to embark on the next... Rebecca Lake Addicted to Your Smartphone? Stop Making These Dangerous Mobile Banking Mistakes Mobile banking is the latest thing consumers are becoming addicted to, with more than... 4 Ways You're Making Banking More Difficult Than It Has to Be Banking isn't rocket science but if you're making any of these common mistakes, you're probably making it harder on yourself than you have to. Rebecca Lake How to Save an Extra $5,400 a Year for Your Emergency Fund An emergency fund is a staple of a solid financial plan and if you're ready to start building yours, here's how you can add over $5,000 to it in the next year. Rebecca Lake Simon Zhen What Happens When You Deposit a Post-Dated Check Early? Occasionally, I like to skim through Reddit’s personal finance section for any... Rebecca Lake How to Overcome Money Problems In Your 20s I have yet to hear someone say they don't miss being in their 20s. You can make... Still Using a Savings Account at a Big Bank? 4 Better Accounts for Your Money Saving money for long-term goals is a smart move but only if you're parking your extra cash in the right places. Rebecca Lake How to Avoid Chase No Cash Deposit Policy if You Refuse to Open Chase Account Getting around Chase's no-cash deposit policy without opening a Chase bank account isn't impossible but it may cost you extra time or money to do it. Rebecca Lake Rebecca Lake Why Banks Make It So Hard to Get Those New Account Bonuses The other day I was scouting out new bank account promotions and I came across a... Rebecca Lake Why Defaulting on Student Loans is a Bad Idea? If you read the news, you've no doubt heard of Lee Siegel and his recent defense of... The True Cost of Lying On Your Mortgage Application (Even the 'White Lies') Telling a few white lies on your mortgage application may seem harmless enough but it comes with some expensive consequences if you're found out. Rebecca Lake 4 Naive Mistakes Millennials Make When Paying Off Debt When you're trying to pay down debt in your 20s, the order you attack them in determines how much money it'll cost you. Rebecca Lake Rebecca Lake How Much Bank Fees Are Costing You Over a Lifetime [Infographic] Banks and consumers have a love/hate relationship, and fees are a constant source of... Rebecca Lake How Do Hackers Gets Access to Your Credit Cards? I was surfing the web recently, and found myself looking through YouTube's... When You Should Talk to a Banker vs. a Teller? When you've got an issue with your bank account, knowing whether to talk to a banker versus a teller saves time so you can avoid unnecessary headaches. Rebecca Lake Why a Signature is Required on the Back of Your Credit Card Your credit card signature identifies the card as belonging to you but in terms of security, it's not an absolute guarantee against identity theft. Rebecca Lake Rebecca Lake The Worst Money Advice You Will Get In Your 20s That Will Cost You Thousands Navigating your finances in your 20s is tough enough without everyone and their... Rebecca Lake 5 Life-Saving Money Rules for New College Graduates [Infographic] You can learn a lot of things in college but Personal Finance 101 typically isn't one... How to Avoid ATM Transaction Fees When You Travel Abroad Heading to some exotic destination on your next vacation can be unnecessarily more expensive if you're not taking steps to avoid excessive bank fees. Rebecca Lake How to Prioritize Your Emergency Fund With Other Financial Goals An emergency fund is crucial to your finances, but many people are confused on how to prioritize the rainy day fund and other goals. See how to do it right. Simon Zhen Rebecca Lake Top 10 Banks Customer Service Hold Times Compared When you've got a problem with an existing bank account or a question about opening a... Rebecca Lake What Millennials Need to Do to Fix a FICO Score of Zero Credit scores are a measuring stick that lenders use to gauge your financial fitness... The Worst Travel Credit Card Mistakes That Will Cost You a Free Flight Using a travel rewards credit card to earn free flights is a smart move but it can end up backfiring if you're making these costly mistakes. 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