MyBankTracker Blog

The Best Savings Accounts for Building a Vacation Fund in 2024 Find out which savings accounts are the best to store your vacation travel fund, so that you can save up for travel without relying on credit cards and loans. Thomas (TJ) Porter Thomas (TJ) Porter How to Get a Copy of Canceled Checks There are rare occasions when you want to see a past check that was issued from... Rebecca Lake Catch Credit Card Fraud: How Email Alerts Saved Me (Twice) Identity theft is no joke. Millions of Americans are affected by it every year... Buying a House With Friend or Family Member: A Bad Idea? Compare the pros and cons of buying a home with a friend or family to see if this decision is a bad idea for your finances and closest relationships. Valencia Patrice Higuera Invested in Cryptocurrency? What You Need to Know for the Tax Season Learn what taxes apply if you‘ve invested or mined Bitcoin and other cryptocurrencies when you file a tax return, including how to handle gains and losses. Lance Cothern Valencia Patrice Higuera How to Get a Personal Loan for a Boat If you need a loan to buy a boat, some boat dealers offer in-house financing or... Lance Cothern How Bonuses Are Taxed by the IRS So you just received a bonus. You looked at your pay stub and realized more... Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Learn what Eno is and why you should use Eno to create Capital One virtual credit card numbers for safer online shopping. Thomas (TJ) Porter 529 Plan vs. Coverdell Education Savings Account (ESA): Which Is Better For Future Education Expenses? Learn the differences between 529 college savings plans and Coverdell Education Savings Accounts (ESAs) when it comes to saving for your child's education. Lance Cothern Lance Cothern How to Figure Out Your Federal Income Tax Bracket Each April, federal income tax returns are due for individuals. You fill out tax... Aja McClanahan How to Adjust Tax Withholding to Get More Money Per Paycheck Every year, it seems like you get a tax refund. It's a nice chunk of money. But... What Are Airline Award Flights for Travel? Travel for free by learning everything about award flights, including the different ways that you can earn reward points and frequent flyer miles. Ben Luthi Got a Raise? Why Your Paycheck May Be Less Than You Expected When you received a raise and realize that your paycheck didn't increase by much, learn how to find out why your gross pay was lower than expected. Lance Cothern Rebecca Lake How to Get the Saver's Credit (Tax Credit) When You Save for Retirement For many people, taxes are not too complex. Unless you buy a house or you... Thomas (TJ) Porter Navy Federal Credit Union Personal Loans 2025 Review Personal loans are handy for those times when you need a large influx of cash in a... Should You Use a Credit Repair Company? Find out whether it is worth the cost to use a credit repair company to fix your credit score or to reduce/remove debt through negotiations with creditors. Kevin Mercadante How to Save for Retirement When Working Part-Time Find out how you can save for retirement when working a part-time that earns unstable income or when the job doesn't offer a retirement plan. Zina Kumok Thomas (TJ) Porter How I Merged Finances with My Fiancé In 2016, I moved into a new apartment with my now fiancé. Moving in with a... Zina Kumok How Military Members Can Save For Retirement When it comes to saving for retirement, military members are in an interesting... Should You Apply for a Mortgage With or Without Your Spouse? Find out whether you should apply for a mortgage with or without your spouse when you consider income, credit scores, and other factors for your application. Valencia Patrice Higuera Credit Card Price Protection: How Does It Work? Learn how credit card price protection works so that you can use this handy benefit to get money back on past purchases. Thomas (TJ) Porter Simon Zhen What is a Checking Account?: A Quick 101 Guide A checking account is a deposit account offered by financial institutions to make... Thomas (TJ) Porter Should You Finance the Purchase of a New Laptop? Whether you’re surfing the internet, playing a game, doing homework, or at the... Blooom 2025 Review: Best for Managing Your 401(k) Investments? Use this review to see the in-depth features of Blooom, which aims to help people manage their employer-sponsored plans (e.g., 401(k)) automatically. Rebecca Lake Do You Have to Report PayPal Income to IRS on Tax Return? Find out whether you have to report the income that you received via PayPal -- to the IRS on your tax return, including the relevant tax rules and forms. Kevin Mercadante Nicole Dieker Does Your Child Have to Pay Income Tax? Income tax isn’t just for adults. If you've got a go-getter child, you're probably... Valencia Patrice Higuera 8 Financial Gift Ideas for Valentine’s Day Valentine's Day is a time when many couples exchange gifts as a gesture of love.... What is a CD?: A Quick 101 Guide Banks and credit unions, both offer depositors or members the option of purchasing CDs which are like savings accounts that you promise not to withdraw money from for a specific period of time. Simon Zhen BMO Personal Loans 2025 Review: Should You Apply? Find out, through this review, if you should apply for BMO Harris Bank personal loans based on the interest rates, fees, and borrowing terms. Thomas (TJ) Porter