MyBankTracker Blog

What to Do If You Haven’t Been Paying Quarterly Taxes Find out what you should do when you haven't been paying your estimated quarterly taxes, especially when you may not be able to pay owed taxes all at once. Lance Cothern Ben Luthi How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums You might wonder how your insurance premiums are determined. Well, one thing... Thomas (TJ) Porter The Best Robo-Advisors for Automated Investing in 2025 Robo-Advisors Investment Apps Robo-advisors help people build and manage an... People’s United Bank Personal Loan 2025 Review Use this review to learn all the details about People's United Bank personal loans, including interest rates, borrowing terms, repayment periods, and fees. Valencia Patrice Higuera What You Need to Know About Employee Stock Purchase Plans Learn all about employee stock purchase plans (ESPPs), which allow employees to invest in their company at a reduced cost, and to see if you should participate. Kevin Mercadante Thomas (TJ) Porter Are There Reasons to Lower Your Credit Card Limits? When it comes to credit scores, you may already know that it is a good idea to... Lance Cothern What Should You Do with Stock Options When Leaving a Job? Stock options are a common part of a compensation package in some industries. This... Overcontributed to a 401(k) or IRA? Here’s How to Fix It Find out what steps you should take if you've overcontributed to a 401(k) or IRA and learn about the penalties and taxes for contributing more than the limit. Thomas (TJ) Porter Should a Employee Stock Ownership Plan (ESOP) Be Part of Your Retirement Savings? Learn how employee stock ownership plans (ESOPs) work and find out whether they can help you save and invest for retirement. Thomas (TJ) Porter Lance Cothern How the Government Shutdown Affects Furloughed Employees Financially Each year, Congress must allocate money to the many departments and agencies that... Thomas (TJ) Porter What Happens When You Become an Authorized User on a Credit Card Account? Credit cards are popular financial tools that you can use to make purchases from... How to Pay for Medical Care Without Health Insurance Learn what you can do to pay for medical care and treatment when you don't have health insurance, including various tips to get funding or reduce costs. Kevin Mercadante Taking a Gap Year Before College: How to Plan for It Financially Find out what you, as a young adult, should consider financially before taking a gap year before attending college full-time. Valencia Patrice Higuera Rebecca Lake 5 Costly Last-Minute Tax Mistakes to Avoid Before you know it, the April tax deadline will be right upon us. Get a leg up... Valencia Patrice Higuera Upgrade Personal Loan 2025 Review: Should You Apply? If you need a large sum of money, you may prefer “not” draining your savings... How Retirees Should Handle Retirement Funds During a Recession Find out how retirees should manage their retirement funds during recession so that their investment portfolios still provide cash with some growth potential. Lance Cothern Who Can You Claim as a Dependent on Your Tax Return? Learn who you can claim as a dependent on your tax return based on the rules that have been set forth by the IRS - so that you'll maximize your tax refund. Lance Cothern Kevin Mercadante WiseBanyan 2025 Review When it comes to financial advisors, you may have the perception that they are... Thomas (TJ) Porter The Best Brokerages for Investing in 2025 Your brokerage account is a recommended place to keep money you want to invest in... How to Rebuild Your Credit Score After Bankruptcy Learn about what you can use to rebuild a good credit score after bankruptcy and how to ensure that you‘ll be able to borrow again in the future. Thomas (TJ) Porter M1 Finance Robo-Advisor 2025 Review: Free Automated Investing Learn all about the details of M1 Finance in this review of the automated-investing service, including its robo-advisory approach, fees, and other features. Rebecca Lake Thomas (TJ) Porter How to Pay Your Rent with a Credit Card If you live in an apartment or don’t own your home, paying rent is a regular... Valencia Patrice Higuera Can Non-U.S. Citizens Have Retirement Accounts (401k and IRAs)? If you’re a citizen of another country, but legally able to live and work in the... How to File Taxes as a College Student For college students, taxes can be a complex subject. Learn what you need to know about filing taxes for the first time. Find out which IRS tax forms are going to be most relevant for you as a college student and young adult. See the necessary advice that will help you during the process of filing a tax return. John Csiszar When Is It Worth Putting a Down Payment of More than 20%? If you're in the strong financial position to have a larger down payment available for a home purchase, find out whether it is a good idea to do so. Learn the reasonable arguments for putting down more than 20%, including how it affects your mortgage, the sale negotiation process, and the amount of debt that you take on. Thomas (TJ) Porter Thomas (TJ) Porter Robinhood Cash Management Account 2025 Review Robinhood might be best-known for its brokerage account that offers no commission... Thomas (TJ) Porter Should You Help Your Partner Pay Off Student Loans? With so many people graduating college with immense student debt, there’s a good... What to Do When You Earn Too Much to Contribute to an IRA Find out what options are available to serve your retirement savings needs when you have high enough income to exceed contribution limits on IRAs. Thomas (TJ) Porter How Your Credit Score Affects Your Car Insurance Premiums Find out how your credit score affects the cost of your car insurance coverage. Learn about the different insurance-based credit scores that insurers use to calculate your insurance premiums. See the ways that you can improve your credit score and that you should go about getting cheaper car insurance. Ben Luthi